Oakland County Listings Grew in October, When They Usually Shrink. Homes Under Contract Fell 13.5%
Oakland County active listings rose 5.1% from September to 3,761 in October 2026, up 29.4% from a year ago, while homes under contract fell 13.5%. Asking prices per square foot held flat. What it means for sellers and buyers heading into winter.
Adjustable-Rate Mortgages Are About a Point Cheaper Than Fixed Right Now. What Oakland County Buyers Should Check First
A 5-year ARM averaged 6.4% in October vs. 7.4% for a 30-year fixed. In Oakland County, 12.2% of 2025 purchase loans were ARMs, nearly twice Michigan’s share, mostly larger loans. Payment math, reset caps and the qualifying-rate catch.
Southeast Oakland County Approved Every Tax Proposal on Nov. 3. Here Is What Changes on Your Bill
Southeast Oakland County voters approved every property-tax proposal on the Nov. 3, 2026 ballot. Most keep bills the same; the new museum millage, Lamphere Schools bond, Lathrup Village library and Bloomfield Township bond add new costs. Unofficial results, in dollars per home.
Why Oakland County Mortgage Applications Get Denied, and the 50% Debt Line That 7% Rates Push Buyers Toward
About one in eight 2025 home-purchase mortgage applications in Oakland County was denied. Federal HMDA records show the real cutoff is a 50% debt-to-income ratio, not 43%, and how today’s 7.24% rates push borderline buyers toward it.
What It Took to Buy a Home in Southeast Oakland County: 2025 Buyer Incomes and Down Payments, City by City
Federal mortgage records for 2025 show what financed buyers in Troy, Royal Oak, Birmingham, Ferndale, Southfield and other Southeast Oakland County cities actually earned, borrowed and put down, and what the same loans cost at today’s 7.24% rates.
VA Home Loans in Oakland County: Rarely Used, Often Cheaper — What Veteran Buyers Should Know in 2026
VA loans financed only about 3% of Oakland County home purchases in 2025, half Michigan’s share, despite lower rates than conventional loans. 2026 funding fees, exemptions, the 4% concession cap, buyer-agent fees and assumable VA loans explained.
The Nov. 1, 2026 Homestead Deadline: Which Oakland County Homeowners Actually Need to Act
Michigan’s Nov. 1 Principal Residence Exemption deadline matters for some Oakland County owners and not others. Who should file now, which school districts bill school tax in December, and how to recover a missed exemption.
Is December Really the Best Time to Buy a Home in Oakland County?
Redfin says mid-December is the best time for Detroit homebuyers to get a deal, but that’s Wayne County. For Oakland County, Redfin’s data, Realtor.com and local MLS records point to the fall. Here’s what the numbers show.
What the Nov. 3 Millage and Bond Proposals Would Cost Oakland County Homeowners
Oakland County’s Nov. 3 ballot carries two countywide millages and local bonds in Royal Oak, Birmingham, Bloomfield Township and more. What each would cost per $100,000 of taxable value.
Building or Buying New in Oakland County? Your Property Tax Bill Arrives in Three Steps, Not One
Michigan taxes a new house in steps: the lot, whatever is standing on December 31, then the finished home. A worked example at Troy 2025 rates, the escrow jump to plan for, the builder exemption behind a spec home’s low tax bill, and the deadlines that decide what you pay.